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Date of problem 1 April 2020

Show me personally rates of interest for:

CUA Daily Snap Account

This account will not earn interest.

CUA Everyday Youth Account

This account doesn’t earn interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be obtained on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. from the percentage of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member rates pointed out below, the account owner of this term deposit must certanly be either a person aged 55 years or higher, or a brilliant Fund/Trust, where in actuality the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on daily balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are susceptible to CUA’s normal financing policy. Charges and fees apply. Relate to Schedule of Fees brochure. Conditions connect with ’new company just‘ provides. Interest levels take a per year basis and therefore are susceptible to alter.

Housing Finance Owner/Occupier & Residential Investment

Adjustable Prices

Fixed Rates

Residence Loan Important Info Show content

* contrast rate determined on a $150,000 secured loan over a term of 25 years according to month-to-month repayments. #Warning: This contrast price holds true just for the examples provided that will maybe maybe not add all charges and costs. Various terms, costs or any other loan quantities might lead to a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard safety. Lower LVR limitations submit an application for non-standard protection kinds.

# On termination regarding the fixed period, loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be obtained to new to CUA mortgages just. Minimal loan amount $100,000. perhaps Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for another CUA mortgage loan completely authorized just before 7/11/2018. Optimum LVR restrictions use centered on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 7/11/2018. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not change for the full lifetime associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the rates and discounts may alter.

2 accessible to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides perhaps not readily available for switching of current CUA mortgage loans or even to candidates payday loans Buckinghamshire for the next CUA mortgage loan completely approved ahead of 04/07/2018. Optimum LVR restrictions apply centered on standard safety types.

3 major and interest (P&I) repayments just. Maybe perhaps Not readily available for construction purposes.

4 re re Payments are designed on a pursuit just foundation for very first year. After one year loan will return towards the Achieve that is relevant Variable repayments price showing the discount specified in your loan agreement. Contrast price according to a 12 interest only period and P&I for balance of the term month.

5 optimum interest just amount of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with the interest only period loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. contrast prices centered on a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re re re Payments are produced on a pastime just foundation for very very first 12 months. After year loan will return to the appropriate Accelerate Variable P&I repayments rate. Comparison price according to a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just amount of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration for the interest only period loan will revert towards the appropriate Accelerate Variable P&I repayments rate. Contrast rates centered on a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimum loan amount $250,000. maybe perhaps Not readily available for switching or restructuring of current CUA mortgages or even to candidates for the next CUA mortgage loan completely authorized ahead of 02/08/2019. Maximum LVR restrictions use centered on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary by loan function (owner occupied and investment) and by payment type ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will likely not alter for the full lifetime for the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the rates and discounts may alter.

9 Achieve Variable is present to a new comer to CUA mortgages just. Minimal loan quantity $500,000. maybe Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for another CUA mortgage loan completely authorized just before 14/11/2019. Optimum LVR restrictions use according to standard security kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter for the life regarding the loan supplied you don’t differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may change.

8 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimum loan quantity $150,000. maybe maybe Not readily available for switching or restructuring of current CUA mortgage loans or even to applicants for the next CUA mortgage loan fully authorized just before 1 2020 april. Maximum LVR limitations use considering standard safety kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Interest levels and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind ( interest and principal, interest only and construction loans). The discounts specified in your loan agreement will maybe not alter for the full lifetime associated with loan supplied that you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the loan repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. Perhaps maybe maybe Not readily available for construction purposes.

16 optimum interest just duration of 24 months for owner-occupier and 60 months for investor financing at the mercy of credit assessment. Interest just duration must align to the rate period that is fixed. At expiration regarding the interest period that is only will return towards the appropriate Standard Variable P&I repayments price. Contrast prices centered on interest just for the fixed term and relevant P&I for stability regarding the term.

17 re re Payments are produced on an interest just foundation for very first 12 months. After year loan will return to your Standard that is relevant Variable repayments price. Contrast price predicated on a 12 thirty days interest just period and relevant P&I for stability of this term.

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